Payments, built in
The till is the card machine.
We didn't bolt on someone else's card reader. We built payment into the software — so the same device that rings the sale takes the money, reconciles it automatically, and sends better rates your way because it talks straight to the bank.
Under 1% on debit & cheque
Keep your existing bank
Illustrative example of a sale and card payment on one Nexo device. Amounts shown are sample data.
01Why we built it in
One device. Fewer middlemen. Cleaner numbers.
One device, one flow
The sale and the payment happen on the same screen — no separate card machine to reconcile, no double capture.
Straight to your bank
The card machine connects directly to your bank, so the value stays inside your business instead of leaking to a middleman.
Numbers Nexa can trust
Because payment is part of the sale, every rand reconciles itself — clean data for reporting, and for the AI to act on.
Keep your bank
No new bank account, no disruption. Rates from under 1% on debit & cheque, on the setup you already run.
02Estimate your saving
See what the middleman is costing you.
Slide your monthly card turnover to see the difference between a typical payfac rate and going direct with Nexo. It's illustrative — we'll model your real card mix on a call.
Model my real numbers →Quick savings estimate
Monthly card turnoverR1M
R50kR5M
Typical payfac · 2.5%
R25,000/mo
Nexo direct · 0.9%
R9,000/mo
Estimated saving on acquiring fees
R16,000/mo
≈ R192,000 a year
Payments questions
Do I need to change banks to use Nexo payments?
No. The Nexo card machine connects directly to your existing bank. You keep your bank account and your setup.
What card rates does Nexo charge?
Because payments go direct to your bank rather than through a payment facilitator, rates are often under 1% on debit and cheque cards. Actual rates depend on your card mix and volume; we model your real numbers in a demo.
Are there setup fees or long contracts?
No setup fees and no long lock-in. Contracts are month-to-month, with 30 days' notice to cancel.
More answers in the Nexo FAQ.
03Book a demo
Let's model your real numbers.
Tell us a little about your business and we'll set up a 15-minute demo on live data — POS, payments and Nexa, mapped to your stores.
No setup fees, no lock-in
We'll model your actual card mix
Keep your existing bank